FirstClose strives for excellence in every aspect of our business, and we partner with providers who reflect this same commitment. They too are industry leaders whose strengths in customer service, reliability, performance, and reputation support our mission. Rest assured, our partners are meticulously vetted and held to stringent performance standards. Additionally, FirstClose can integrate into proprietary solutions, ensuring lenders large and small have the right solution.
HOME EQUITY LOS INTEGRATIONS
Industry-leading partnerships for an end-to-end, digital home equity experience.
LOS Integrations
FirstClose integrates with MeridianLink lending platforms to help lenders streamline and modernize home equity lending workflows. Depending on the MeridianLink LOS environment, integrations may include FirstClose Order Management Services (OMS), borrower workflow automation, and/or the FirstClose XpressEquity point-of-sale (POS) experience.
For MeridianLink Consumer LOS customers, FirstClose delivers a connected borrower and lender experience through a private-labeled POS, secure borrower portal, new lender portal, and integrated OMS workflows designed to accelerate home equity originations and improve operational efficiency. Borrowers can manage the application process digitally, while loan officers, underwriters, and processors benefit from streamlined workflows directly connected to the LOS. The new lender portal for MerdianLink Consumer LOS users covers lead intake, eligibility evaluation and borrower engagement tracking. Loan officers can create leads directly in the lender portal when taking applications by phone or in-branch. Get the complete story.
For other MeridianLink LOS environments, including MeridianLink Mortgage and DecisionLender, FirstClose supports integration capabilities focused on operational efficiency and settlement service management through OMS integrations and workflow automation. Integration capabilities may vary based on the LOS environment and lender configuration.
Encompass users can seamlessly originate HELOCs and home equity loans within their LOS and complete the application through closing process in 5–10 days versus the industry average of 45–60 days. The Encompass LOS is the system of record because all data is secured and stored there. Each call to action initiates a data map and an audit trail to Encompass.
With the integration of the FirstClose platform, Temenos Infinity customers can order instant and bundled reports on credit, flood, valuation, tax and title within the loan origination module. Infinity users can leverage automation to select the best title provider within each financial institution’s unique lending footprint. Users also gain access to FirstClose’s automated ordering, which is customized to mimic a lender’s underwriting product matrix, streamlining the loan fulfillment process.
Technology Integrations
Optimal Blue
Provide borrowers with a seamless, branded application experience that combines FirstClose’s real-time property data and eligibility information with Optimal Blue’s accurate, lender-specific pricing. Together, these capabilities deliver a transparent process where consumers see precise loan options and rates while navigating their application.
Cotality
FirstClose has expanded its long-standing relationship with Cotality, a leading global property information, analytics and data-enabled solutions provider supporting 80% of real estate transactions in North America. The integration combines FirstClose’s POS and OMS workflow automation with Cotality’s nationwide property intelligence including valuation, flood, property condition, tax and title data so lenders can manage the entire home equity origination process in a single workflow, from application through closing and funding. The result: streamlined operations, fewer disconnected vendors, and a path to closing HELOCs in as little as seven days.
Frequently Asked Questions
FirstClose integrates with the leading loan origination systems (LOS) used in home equity lending, including Encompass® by ICE Mortgage Technology®, MeridianLink Consumer, MeridianLink Mortgage, DecisionLender, and Temenos.
Yes. FirstClose integrates with Encompass, supporting home equity point-of-sale and order management workflows within the LOS.
Yes. FirstClose integrates with both MeridianLink Consumer and MeridianLink Mortgage. For MeridianLink Consumer, the integration supports FirstClose XpressEquity point-of-sale and the lender portal experience — including lead intake, borrower eligibility, engagement tracking, and FirstClose Order Management Services. Through the MeridianLink Mortgage integration, lenders can access FirstClose Order Management Services without switching between systems.
Yes. FirstClose integrates with Temenos to centralize valuation and settlement ordering, provider coordination, and status tracking across the origination process, giving teams visibility into where each loan stands without switching between systems.
Yes. FirstClose integrates with Cotality to combine property intelligence, valuation, flood, tax and title data directly within the FirstClose platform, helping lenders manage the full home equity origination workflow from application to closing without switching between systems.