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FirstClose offers multiple title service options that can be tailored to meet lender’s underwriting guidelines:

Instant Property Report

In 30 seconds, get information about current mortgages, judgements, liens, tax status, the vested owner and a PDF copy of the Deed if available.

Manual Property Report

When the instant property report isn’t available, the manual option will be ready in 1-3 days. Lenders receive all the same information as the instant report along with full legal and vesting information, which is completed by FirstClose's strategic partners.

Errors & Omissions Coverage

Included with the instant property report product, optional with the manual product. The default value is $500,000 for the instant property reports but can be increased on the manual property report.

Title Policy (Jr. & Full)

A traditional Lender’s Title Policy according to the American Land Title Association (ALTA). Lenders can get this through one of FirstClose's integrated providers or specify a company of their own choosing.

Expert | By empowering vendor partners to integrate their solution into our product suite, we’re giving our clients access to a wider variety of services to meet their needs, including new categories like borrower asset verification and document aggregation.

Trevor Gauthier, President and COO, Mortgage Cadence