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Title


FirstClose offers multiple title service options that can be tailored to meet lender’s underwriting guidelines:

Instant Property Report

In 30 seconds, get information about current mortgages, judgements, liens, tax status, the vested owner and a PDF copy of the Deed if available.

Manual Property Report

When the instant property report isn’t available, the manual option will be ready in 1-3 days. Lenders receive all the same information as the instant report along with full legal and vesting information, which is completed by FirstClose's strategic partners.

Errors & Omissions Coverage

Included with the instant property report product, optional with the manual product. The default value is $500,000 for the instant property reports but can be increased on the manual property report.

Title Policy (Jr. & Full)

A traditional Lender’s Title Policy according to the American Land Title Association (ALTA). Lenders can get this through one of FirstClose's integrated providers or specify a company of their own choosing.

Client | Turn-time has significantly reduced over the year. I believe it’s dropped almost seven days, so it’s been a pretty big gain from that. We’ve been able to reduce our days-to-close roughly from 40 days down to about 30 days.

Josh Hurley, Lending Supervisor, Umpqua Bank